Non Convertible Debentures

Fixed Income Instruments for Assured Returns

Non Convertible Debentures (NCDs) or Bonds are debt investments in which you lend money to a corporate or government entity that borrows the funds, for a specified period of time at a fixed interest rate.

 

 Suitable for

Commodity-Suitable

Reasons to Invest in NCDs/Bonds

 
Reduce

Lower Risk

NCD reduces your risk as they are backed by the company's assets.


ROI

Higher ROI

Return is relatively higher in NCDs than a lot of other investment avenues.


Tax

Tax Exemptions

No income tax is deductible at source as per the provisions of Sec 193 of the IT Act.



NCD_Lockingperiod

Liquidity

NCDs are listed and traded on the exchange, hence providing liquidity to the investor.

NCD_Rating

Credit Rating

Agencies like CARE, FITCH, CRISIL, ICRA rate NCD's that are good indicator of quality of debt paper.
.



NCD_Easy

Convenience

As NCDs are only in Demat online form, it is easier to handle and track.



Reliance Securities is a distributor of Mutual Funds, Portfolio Management Services(PMS), Corporate Fixed Deposits, Bonds/NCDs, Insurance, IPOs, Structured Products and Loans.