Secure your Childs Future through Investments

  • Posted By :
  • Wednesday Nov 14, 2018

Pandit Jawaharlal Nehru was well known for his immense love and affection towards children, and his birthday is celebrated throughout the country as ‘Children’s Day’. He once said: “The children of today will make up the India of tomorrow. The way we raise them will determine the future of the country.” Parents have a responsibility to ensure their children are on the right path and while seeing to it, they receive the best of everything. This can be made possible by investing in their future from an early age.

Big expenses down the line

The birth of a child is one of the happiest moments in the life of every couple. And even during this joyous occasion, it is important to remember that your expenses will continue to rise. It starts with regular expenses like food, clothing, medicines, vaccinations, toys and so on. And as your child grows older, the expenses get bigger. Education is probably the most significant expense you will encounter over the years. As a loving and responsible parent, you want to ensure your child gets a good education (a degree from an Ivy League college abroad, for example). That’s why you need to figure out a way to finance these expenses promptly.

Child plan schemes 

Scholarships and education loans are common ways to finance higher education. However, you shouldn’t depend too much on these options. You also need to create a special fund to meet your child’s education and other financial needs. Have a separate investment plan to take care of different expenses that crop up over various stages in your child’s life. Child plan schemes and mutual fund investments are two options you can consider.

Investing in mutual funds is a way to finance your child’s long-term financial goals. Equity mutual funds invest a major portion of the fund in equity markets and offer good returns over the long-term. provides a wide range of options for you to invest. In addition, the RoboAssist feature helps you improve your investment decisions.

Start investing early for your child’s future

Inflation in the education sector is roughly around 10-12%.

Even if you take a conservative estimate of approximately 6%, an engineering degree that costs you around Rs. 10 lakh today would cost you almost Rs. 18 lakh in ten years’ time! And if you plan to send your kids abroad, the costs are only going to shoot up.

These numbers might seem big, but they are achievable; especially when you have time on your side. In other words, if you start investing at an early age, you can achieve your goals in a timely manner. Here is a simple example:

Let’s assume you have just celebrated the birth of your baby. This means you have around 18 years before big expenses like college education and marriage (later on) kick in. Taking all the different expenses into consideration, imagine you want to create a corpus of Rs. 50 lakh by the time your child turns 18. 

Here’s how it is possible. Select suitable equity mutual funds that offer high returns in the long run.


Nothing gives greater happiness to parents than to see their children do well in their lives. So this Children’s Day, invest in their future. Invest through to secure your child’s future.


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