Non Convertible Debentures

    NCDs are
    Fixed Income Instruments for Assured Returns

    Non Convertible Debentures (NCDs) or Bonds are debt investments in which you lend money to a corporate or government entity that borrows the funds, for a specified period of time at a fixed interest rate.

    NCDs are suitable for

    Reasons to Invest in NCDs/Bonds


    Reduce Risk with NCDs

    Lower Risk

    NCD reduces your risk as they are backed by the company's assets.

    Higher ROI with NCDs

    Higher ROI

    Return is relatively higher in NCDs than a lot of other investment avenues.

    Tax Exemptions with NCDs

    Tax Exemptions

    No income tax is deductible at source as per the provisions of Sec 193 of the IT Act.

    NCD Locking period

    Liquidity

    NCDs are listed and traded on the exchange, hence providing liquidity to the investor.

    NCD Credit Rating

    Credit Rating

    Agencies like CARE, FITCH, CRISIL, ICRA rate NCD's that are good indicator of quality of debt paper.

    NCD made Easy

    Convenience

    As NCDs are only in Demat online form, it is easier to handle and track.

    Features of NCD


    Reliance Securities is a distributor of Mutual Funds, Portfolio Management Services(PMS), Corporate Fixed Deposits, Bonds/NCDs, Insurance, IPOs, Structured Products and Loans.